Insurance

As a Home Builder, you know how important Insurance is to many aspects of your job. Through the RWC Insurance Advantage, RWC Members (and Members in affiliated programs) have access to various lines of commercial builders' insurance, including General Liability, Builder’s Risk, and Contractor’s Equipment. Keep up with our posts to read about the benefits of our Insurance products & stay informed on Insurance-related topics.

Must-Read Articles About Insurance

Flood!

Here’s a true story. The name of the builder has been omitted to preserve privacy. Years ago we sold a Builders Risk insurance policy to a builder in New Jersey. The project was near the coast. Flood insurance could have been added to the policy, but the premium was a […]

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Are You Feeling Lucky?

A few weeks ago, a builder called to get a general liability quote. I asked when his current policy expires. He replied, “oh, I let that policy go a few months ago when my last project was finished.” Are you no longer in business? I asked. “Sure,” he said, “I […]

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Are You Covered for Your Subcontractors Construction Defects?

Read your policy! That’s advice most insurance professionals give, and for good reason. We not only ask you to please read your policy but read it carefully. We know our advice is taken because we’ll get questions like this: “I read my policy and most of it is about what […]

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The Value of Risk Retention Warranties

Evaluating Risk Retention Groups Against Property and Casualty Insurers HOME of Texas prioritizes providing members with strong insurance backing to ensure peace of mind and security. This robust support not only protects our members' investments but also reinforces our commitment to delivering reliable coverage and service, safeguarding them against unforeseen […]

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Adequately Insured Subcontractors

You’re a general contractor, a GC. Like it or not, you are responsible for everyone’s safety at your jobsites. That means anyone who may be there for any reason. Even trespassers who trip and fall over some debris left by your demo guy. That’s right. Even if you post “NO […]

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Frequently Asked Questions for RWC Insurance Advantage

As a leader in the residential home building industry, RWC Insurance Advantage is committed to providing general liability insurance and select other coverages to members of HOME of Texas and National Affiliate RWC. Below are some commonly asked questions:  What is an additional insured? An Additional Insured is a person […]

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